Complete Sears Credit Cards Info

Find How to Apply for Sears Credit Card Login Account & Pay Bill to Manage Sears Card Pay Bill | Sears Credit Card & MasterCard Payment Guide


Sears does not want the customers to just pay bills; rather they must also enjoy their lives fully. For that reason, Sears has a number of bill payment methods for credit card & MasterCard. Sears now offers its online portal Pay Bill service so that you can make Sears credit card payment on the go.

Think you are going on a long road trip with your friends or family from the east coast to the west coast. And while travelling you buy a lot of things via your Sears Credit Card. But suddenly you realize that you have enough money to make your trip back. What you will do? Return the items purchased or cancel the order. No, you will pay your bill on

Advantages of Sears Credit Card & Bill Pay Service:

Apart from paying your bill online, there are several other reasons why one must have a Sears Credit Card;

  1. Customers can get 3% discount on all items purchased through Sears Credit Card. This card allows you to save 3% on every item you purchase. Think of the money you can save and invest it in other important matters.
  2. There no annual fee on the Sears Credit Card.
  3. 0% interest for the first six months.
  4. Whenever the customer purchases gas via using Sears Credit Card, a discount of 5% is given.
  5. Other rewards and benefit p0ackages such as product warranty at $0 cost, free loss and damage coverage and other various insurance protections.
  6. Other rotating discounts are also available.

On Time Payment Benefits at

Each and every one of us has been tempted to put off Sears credit card payment. But little we know that there are lots of benefits if we pay our credit card bills on time. Sears gives great benefits to those customers who pay their bills on time.

  • If you pay your bills on time, the interest rate does not increase. It remains the same.
  • Make your credit card payments before due date and you can avoid late fee charges.
  • Sears rewards its customers cash back rewards who pay their bills on time as an incentive.

Late Payment Penalty

Payment of minimum amount of the balance at the end of each month is required by every bank. Sears hopes that the customer abide by the rule. But for some reasons if the customer fails to pay the minimum amount the following will influence your payment history;

Legibility of Sears Credit Card Holder:

Everyone who wants to apply to a credit card must fulfill the below mentioned criteria.

  1. Applicants must be 18 years old
  2. Provide a Social Security number,
  3. Along with biographical information, annual income, residence status and
  4. Monthly mortgage or rent payment information.

Entering the Sears Family:

The question arises how will one pay for the purchases made? Simple, apply for your Sears Credit card. In order to do that, you have to make a Sears online account first.

  1. First, you need to visit the home page Anyone can access it through your PC; download the app on your mobile or any other digital device.
  2. Clicking on the sign in tab will show you two options.
  3. Choose create an account option.
  4. On this page you will need to fill up the required fields correctly.
  5. After filling the required information, do read the terms of uses and privacy policy.
  6. Lastly, hit the create account button and join in for free.

Other Ways to Apply for Payment Account:

There are a few people in the world who don’t use any digital device. For them the following numbers will help in acquiring an account.


Log in to your Sears Online Account with

Once you have created your online account, signing in will be a piece of cake.

  1. Enter the Sears website address on your digital device.
  2. Click on sign in button.
  3. Enter the email and password.
  4. Hit the sign in button.

Application method of Sear Credit Card:

As soon as you sign in to the account, apply for the Sears Credit Card, so that you can easily pay your bill through

  1. First you have to visit the home page.
  2. Sign in with your account.
  3. Now click the “credit card” option and choose apply now.
  4. Application page will open.
  5. Fill in all the required data correctly.
  6. Read the onscreen instructions and choose to accept the terms and conditions.
  7. Check the “I have read and agreed to all of the statements outlined above”.
  8. Finally, press the submit application button.

Register your Sears Credit Card Login:

Ok you have received your card, but you cannot use it unless and until you activate or register it.

  1. Go to the home page.
  2. Sign in with your account.
  3. Select the Sears Card® Registration option.
  4. Enter the card number,
  5. Type the name that is printed on the card,
  6. Security code mentioned at the back of your card is required
  7. Last 4 Digits of the Primary Cardholder’s SSN
  8. Click the verify button.

As soon as a verification message is received from Sears, you can start purchasing anything online. Pay Bill Online:

Remember you are on a road trip with your friends and you have purchased some items through Sears and you don’t have enough cash available. But need not to worry; Sears has the option of paying bill online through your Sears Credit Card.

  1. Go to Sears card login page at pay bill.
  2. Sign on by entering User ID and Password.
  3. Click on the “My Payments” 
  4. Enter the desired (or required) amount you want to pay.
  5. Select the time duration of your payment, monthly or weekly.
  6. Provide your bank information.
  7. And hit the “Submit” button.

This is the easiest way to pay your bills on time.

Other Modes of Payment:

There are other ways of paying your Sears Credit Card bill. Ever wondered how our father used to pay bills? No then take a look at the following methods and be astonished.

Payment by Phone

You can pay your Sears Credit Card by your phone. Just dial the Sears Credit Card Services toll-free number at 800-815-7701and follow the prompts to make a payment. You can also ask for a customer service representative to assist you.

Payment by Mail:

Paying by mail is another option Sears offers cardholders. This option is the best for those who don’t use any kind of digital device. This is a very conventional way of pay your bill. Regular mail and expedited payment addresses are available.

You can mail your payment to:

Sears Payment Center
P.O. Box 9001055
Louisville, KY 40290-1055

For overnight payments, use this address:

Sears Payment Center/Overnight
6716 Grade Lane
Building 9, Ste. 910
Louisville, KY 40213

Payment in Person:

You can also make a credit card payment at any Sears location, which is convenient if you live nearby or you are planning to shop. For the fastest service, bring your billing statement with you to the store.

You can see there are many different modes of paying your Sears Credit Card bill, but the most convenient is paying through pay bill service. It is fast and you can pay whenever you like or from where ever you are. You just need an internet connection and any digital device.

Sears Customer Service

For further information on pay bill service and payment channels, you can contact Sears Customer care service.

National Customer Service Centre
C/o President’s Office
500 College St. East
Belleville, Ontario
K8N 5L3
Phone- 1-888-473-2772
Fax- 1-613-391-3047

Sears Credit Cards

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