You have to pay sears credit card bills and payments regularly if you have one, . Because obviously you got your credit card so that you might use it, save from it and pay for it. It is up to you how you want to pay sears credit card dues, but let us tell you first know the pros of on time payments and the cons of late payments. Then we will discuss how to pay sears credit card.
Why should you pay on time?
Good things are loved by everyone and good deeds also come with rewards. Paying your sears credit card online is just like a little child helps a neighbor and is thus loved by all neighborhoods. With your on time payments, you can eat the cake and have it as well. Fair deal right? Pay sears credit card on time and all this is yours:
- The best thing on time payment can do for you is to increase and maintain your credit score. 35% of your credit score is based on your credit history and your credit history is based on your payment history. So good payment history= good credit history which eventually gets you a higher credit score.
- You will get lower interest rates and insurance rates if you pay on time because it increases when you are over 60 days late from the due date of payment. Get yourself a clean chit to be able to ask for a loan whenever you need it
- You can roam around freely without having to hide your face from any sears store you pass by or fearing that your card will be blocked because you didn’t pay for it. You can even be deemed as bankrupt so if you pay sears credit card on time you will never have to face such situations.
Save yourself from the ghosts of late payment
If you think that you will be wandering freely with your due payments and bills, know that the ghosts of late payment will start hovering all over your mind and account and not to miss your credit score. Oh! And credit history as well.
You will start getting restless as they will jostle your mind with continuous guilt and bad things will start to happen. You will see your score lowering down and your credit history will be seen as a history of a debtor. You will start to have sleepless night.
See Also: How to check Sears credit card balance?
Oh what a horror it is! Don’t do this to yourself and save yourself from these horrible outcomes of late payments by paying them on time and you know things will be happier and easier for you.
Pay Sears Credit Card Online
Although there are so many ways through which you can pay sears credit card but online method is considerable if you are having a happy family time and suddenly your smile fades away on the thought that today is the due date and you do not want to be in the list of late payers. Just login or register to your Sears credit card account from your mobile phone or any other app or device and make yourself proud.
- Open your account by signing in and search for the Pay your Bill option.
- Select Pay Now and enter the amount you have to pay.
- For payment use your credit card number with net banking ID and zip code.
Do it through mail
If your mind has started ringing the payment bells before the due date and you are unable to stop them because you know they won’t ring when it is really the due date and you will forget to pay. So, you have decided to make a smart move to just make your payment through mail. This is very impressive by the way. There is also an option for the overnight payment through mail sop if you want that you can mail your payment to:
6716 Grade Lane, Building 9, Ste. 910, Louisville, KY 40213
To stop your payment bells and to make an early payment to make it reach on time you can mail your payment to:
Sears Payment Center, P.O. Box 9001055, Louisville, KY 40290-1055
Why not try calling to pay sears credit card
I know you will be thinking how will you send the money through phone but give it a chance because if you have no other choice your due date is standing at your door there should be something you can do to make it go. Call on Sears Credit Card Services toll-free number at 800-815-7701, and follow the computer’s instructions to make a payment. You can also talk to a customer service representative for better assistance.
Pay in person
You can search for Sears location near you to pay sears credit card if you do not trust any other method and want to give your payment with your own hands for proper satisfaction.
If your luck is by your side it can happen that you just went to shop something from your nearest sears store and sudden thought struck your mind that today is the big day of your payment and you can just do it right there without any struggle. You can rely on this method because you have done it yourself; with your own hands.